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Premium Estimator

Get personalized monthly premium estimates for final expense insurance based on your age, health status, and coverage needs.

Calculate Your Premium

1. Basic Information

Male

Female

2. Health & Lifestyle

Excellent

No health issues

Good

Minor conditions

Fair

Some health issues

Poor

Significant conditions

Non-Smoker

Never smoked or quit 2+ years ago

Smoker

Current smoker or quit within 2 years

3. Coverage Amount

$15,000
$45
Estimated Monthly Premium
Complete the form to see personalized premium estimates

Premium Factors

Base Rate: $35
Age Adjustment: +$8
Health Factor: +$2
Estimated Monthly Premium: $45

Carrier Options

Mutual of Omaha

$42/month
Level benefit • No medical exam

Foresters Financial

$45/month
Graded benefit • Simplified issue

American Continental

$48/month
Guaranteed acceptance

Next Steps

Ready to secure your coverage? Our licensed agents can help you compare quotes and find the best policy for your needs.

  • ✓ Compare multiple carriers
  • ✓ No obligation consultation
  • ✓ Same-day coverage available
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Instant multi-carrier rates via licensed NPN 20704118. No medical exam options available.

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Ages ~50–85 qualify for best final expense rates

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